We Offer:
- 5, 10, 20, 30 YR. terms
- Fixed rates
- Long term Church Financing
- Up to 80% of appraised value
- NO Personal Guarantees
- Traditional or Storefront Church Financing
- No Pre-Payment Penalties
- Funding when local banks do not reach out to Churches
- Church Funding in All States
ChurchCash Consulting is not a Mortgage Bank or Mortgage Brokers. Instead, we operate as a consulting service that searches thousands of different
Banks and Lending Institutions for our clients to find the right lender for their loan request.
Qualifications
Loan to Value:
The average percentage of your Church's value that a lender will loan up to
is usually 75%.
However, we provide lenders who may allow up to 80% Loan- to- value.
Loan Size:
Loan amount should normally not exceed three to three and a half (3.5x) times
the church’s last fiscal year’s total support and revenue.
This is a basic rule of thumb.
Ability to Repay:
The church must demonstrate the ability during its preceding two fiscal periods
to comfortably repay the anticipated loan.
In renovation or construction projects, the church must engage an independent general contractor
under a firm fixed-price contract.
Non-Profit Corporation:
Our loans are available exclusively to those organizations deemed
"non-profit"
organizations
by the Internal Revenue Service, such as churches and schools.
Services We Provide
Consultants:
As a Consultant, we work for our clients to help find a viable lender for their loan request.
We are involved throughout the entire loan qualification process.
Lender Search:
For those who choose to do all the heavy lifting themselves but just need to know where to start,
we can direct you to lenders who specialize in Church and Non-Profit loans.
You take care of the rest.
